Lifestyle planning addresses many of the items our clients and families navigate on a day-to-day basis: managing cash flow, navigating real estate purchases, setting a target for emergency reserves and identifying the right investment vehicle for surplus cash flow. When it comes to real estate decisions, we can help clients consider options for their mortgages (such as refinancing or recasting) and ways to incorporate substantial projects or renovations into their cash flow. Most importantly, we evaluate how these goals may impact clients’ longer term financial objectives (retirement, education, etc.). We delight in being able to say to our clients, “We planned for that.”